Liability Insurance
Liability Insurance
Liability Insurance policies cover the responsibility of a business or individual towards third parties within the selected compensation limits based on the degree of fault. Due to different types of liabilities, various liability insurance policies are available, named accordingly below. For more detailed information or to create a policy tailored to your needs, please contact Bursa Ata Insurance. Our expert team will provide comprehensive answers to all your questions.
Third-Party Liability Insurance
Third-Party Liability Insurance protects against compensation claims resulting from material and bodily damages caused to third parties due to the insured’s fault during their activities. Material damages refer to losses to third parties’ property, while bodily damages refer to harm to their physical integrity, including injuries, disabilities, or death, which the insured may be liable to compensate.
Employer’s Liability Insurance
Our products offer special coverage for sectors particularly vulnerable to new epidemics, such as tourism, shopping malls, transportation, logistics, and manufacturing. Contact our sales channels to fully protect your business!
- Work accidents occurring while employees are transported collectively to the workplace in vehicles provided by the employer
- Work accidents during times when employees are sent elsewhere by the employer on duty but are not performing their main tasks
- Work accidents occurring outside the borders of the Republic of Turkey
- Compensation claims arising from occupational diseases
- Moral damages claims
Professional Liability Insurance
This product offers protection for members of professional organizations such as chambers, unions, or associations who practice the professions listed below, against compensation claims resulting from inadequate or faulty professional services performed.
I. Elevator Accident Third-Party Liability Insurance
This insurance covers the insured's liability for compensation claims that third parties may bring following accidents related to elevators under continuous maintenance agreements.
II. Mandatory Liability Insurance for Hazardous Materials and Hazardous Waste
This insurance covers the legal liability of individuals and organizations engaged in the collection, transportation, temporary and interim storage, recycling, reuse, and disposal of hazardous waste under the Environmental Law No. 2872, for damages caused to third parties.
III. Mandatory LPG Liability Insurance
This insurance covers the legal liability of firms that fill LPG cylinders for damages caused by explosions, gas leaks, or fires at the locations where cylinders are stored.
IV. Coastal Facilities Marine Pollution Mandatory Liability Insurance
This product covers the insured's legal responsibility for expenses and damages caused by pollution or the risk of pollution in marine areas, including injuries or death of third parties and damage to private property.
V. Mandatory Medical Malpractice Liability Insurance
This insurance covers physicians, dentists, and medical specialists against compensation claims and related legal expenses arising from damages caused during their professional activities, within the limits specified in the policy, for claims made during the contract period related to incidents within the ten years prior or during the contract.
